Need an appraisal in the Greater New Orleans area?Check out the top 7 reasons why Louisiana homeowners order from Coco Appraisals:
At Coco Appraisals, we understand the unique needs of a consumer after appraisal services. Our usual business clients are used to the appraisal process and the customary reporting formats. But as a general consumer, you will receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we present our findings. For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your home because you probably have an emotional attachment to it. The professional appraisers at Independant Appraisal Service will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic price to sell at so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your home is worth. Interested buyers know that you have an emotional attachment to your home and will be more likely to give credibility to an experienced appraiser's value conclusion than yours.
Challenge Tax AssessmentYour local tax assessor may have your home overvalued if you live in a local area that is declining. That means you are paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Independant Appraisal Service is your number one weapon when challenging your property tax assessment.
Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred money saver for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. We are seasoned in helping folks just like you rid themselves of unneeded and unwanted PMI insurance.Was your HELOC recently frozen?If your property is in a declining area, your lender may choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Coco Appraisals can provide you with efficient appraisal to help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you would prefer to have a seasoned professional double-check it for efficiency or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from Coco Appraisals can go out and check the subject and comparables in question in a field review. If you need it in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.We can also provide you with a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may want to make use of this service if you suspect mortgage fraud related to your property.
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